How this site makes money.
Some links and placements earn revenue. That relationship should be obvious before you click, not hidden after twelve paragraphs of fine print.
Display advertising
Pages may show advertisements delivered by Google AdSense. Google and its partners may use cookies or similar technologies to select, limit, and measure ads. An ad is not a Rich Retards recommendation. See the privacy policy for data and cookie information.
Affiliate links
Some outbound links are affiliate links. If you sign up, deposit, or buy after using one, Rich Retards may receive a commission or referral payment. The price you pay is generally the same unless a clearly stated promotion says otherwise.
Paid outbound links are marked in the page copy where practical and use a sponsored link attribute. We do not claim that an offer is the cheapest, safest, or best unless the evidence on the page supports that conclusion.
Stake.us and gambling offers
Stake.us links are affiliate links and may generate compensation. Gambling is not investing, is not a wealth-building strategy, and can cause serious financial harm. Offers are for eligible adults only, subject to location and platform rules. Never gamble with rent, debt payments, emergency savings, or money you cannot afford to lose.
Fineprint relationship
Fineprint is a related Centipede Software product. Rich Retards may benefit when readers use it. That relationship is disclosed anywhere Fineprint is reviewed or prominently recommended. Fineprint is an automated contract-reading aid, not a law firm, lawyer, or substitute for professional legal advice.
Book and merchandise
Rich Retards and related publishers earn revenue from Rich Without Being a Genius and future branded merchandise. These are our own offers, not independent third-party recommendations.
Sponsorships
A company may pay to sponsor a newsletter issue, placement, or clearly labeled piece of partner content. Sponsored content is labeled at the beginning. Sponsors may review factual descriptions of their own product, but they do not receive approval over our conclusion, comparisons, risks, or disclosure.
What money cannot buy
- A guaranteed positive review or score.
- The removal of a documented risk, fee, limitation, or conflict.
- Fake testimonials, ratings, subscriber counts, or urgency.
- Placement in an article when the product is unrelated to the reader's problem.
- Access to newsletter subscriber email addresses.
Questions or corrections
If a relationship is unclear or a disclosure is missing, email hello@richretards.com. For partnership inquiries, see advertising and sponsorship options.
Last updated July 11, 2026.