💰 ABOUT RICH RETARDS 💰
🤔 Who The Hell Are We?
Rich Retards is a meme finance publication born from a simple observation: the same scam scripts, predatory terms, and expensive decision errors keep working because most financial education is too dull or vague to stick.
The site is operated by Centipede Software and produced by the Rich Retards editorial team. We are not licensed financial advisers, accountants, or lawyers, and we do not pretend otherwise. Our job is to translate primary sources, product terms, and recurring scam patterns into clear, memorable actions.
🎯 Our Mission
To make financial literacy so entertaining that people actually learn something. Traditional finance content is boring as hell — all spreadsheets and compound interest calculators. We think you'll learn more from watching someone lose their life savings on a meme coin than from reading a 47-page PDF about portfolio diversification.
Every scam we break down is a lesson. Every financial fail is a warning. Every "wisdom" piece has actual, usable advice hidden under layers of sarcasm and meme references.
🔎 How We Work
Safety guides prioritize regulators, law, official reporting systems, and company documents. Reviews separate observable fees and product behavior from our editorial judgment. Hypothetical or composite examples should be labeled, and material corrections should be visible.
Read the full editorial, sourcing, and corrections policy. Commercial relationships are covered in the advertising and affiliate disclosure.
📰 What We Cover
🚨 Scam Alerts — Crypto rug pulls, fake forex mentors, Ponzi schemes, phishing scams, and every flavor of financial fraud. We investigate, we expose, we meme.
📉 Financial Fails — Real stories of terrible money decisions. The guy who mortgaged his house for NFTs. The Redditor who YOLOd his 401K. The tenant who didn't read their lease. We document them all.
🧠 Actual Wisdom — Hidden fees in contracts, predatory clauses, free identity controls, and practical financial safety. Fineprint is a related Centipede Software product that can flag contract language for review; it does not replace a lawyer.
📧 The Newsletter
Every week, we send out a curated breakdown of the worst financial decisions, latest scams, and actually useful money lessons. It's free, it's funny, and your inbox will thank you. Sign up here.
⚠️ NOT FINANCIAL ADVICE DISCLAIMER ⚠️
Rich Retards is for entertainment and educational purposes only. We are NOT financial advisors, investment professionals, or licensed anything. We are literally called "Rich Retards." Please do not make financial decisions based solely on what you read here. Always do your own research. Consult a real financial advisor if you need actual advice. We are not responsible for any financial decisions you make after reading our content. If you lose money because you took investment tips from a website with "Retards" in the name, that's kind of on you.
🏗️ Who Built This?
Rich Retards is a project by Centipede Software. Rett D. Williams writes Rich Without Being a Genius, published by Centipede Publishing. Editorial corrections can be sent to corrections@richretards.com.